5 SIMPLE WAYS TO SAVE MONEY EVERY MONTH

✨ Introduction: Saving Doesn’t Have to Be Hard

Saving money isn’t just for rich people. Whether you earn RM1,000 or RM10,000, small habits make a big difference. In this article, you'll learn 5 simple and realistic ways to save money every month—without feeling deprived.

✅ 1. Pay Yourself First (Even If It’s Just RM10)

Treat savings like a bill.
📌 As soon as you get paid, transfer a small amount into a separate savings account—before spending on anything else.

💡 Why it works: You won’t miss what you don’t see. Even RM10/week = RM520/year.

🧠 Pro Tip: Automate it if possible with standing instructions from your bank.

 

🍽️ 2. Plan Your Meals & Cook More at Home

Eating out daily drains your wallet fast.

✅ Plan 3–4 simple meals per week
✅ Shop with a list
✅ Cook in batches (meal prep)

💡 Save up to RM200–RM400/month by skipping regular GrabFood or takeouts.

📊 Bonus: It’s also healthier!

💳 3. Cancel Subscriptions You Don’t Use

Netflix, Spotify, gym memberships...
How many of them do you really use?

✅ Review your bank/credit card statements
✅ Cancel what you barely touch
✅ Share subscriptions with family where allowed

💡 This alone can save RM50–RM150/month.

🛍️ 4. Delay Impulse Purchases by 48 Hours

See something you want to buy? Wait 2 days.

✅ Create a "Want Later" list
✅ Ask yourself: Do I still need this after 48 hours?

💡 You’ll be surprised how many “wants” fade away.

📱 5. Use Cashback & Discount Apps (But Wisely)

Apps like ShopBack, GrabPay, Touch ‘n Go eWallet offer rewards and discounts.

✅ Check for promo codes before buying
✅ Earn cashback on groceries or bills
✅ Don’t overspend just to “earn points”

💡 Saving RM5–10 here and there adds up over time!

🎯 Conclusion: Start Small, Stay Consistent

You don’t need extreme sacrifices to save money.
Just start with these 5 simple habits and stay consistent.
Your future self will thank you!

“It’s not how much you make, but how much you keep.”